Fiduciary wealth management for business owners
Grow it. Guard it.
Give it on your terms.
Guard Legacy is a fiduciary wealth management firm in Kirkland, Washington. We manage the whole picture — investments, tax, risk, retirement, and estate as one plan — for the people who built the wealth. And when the biggest transition of your financial life arrives, we've already planned for it.
Grow, guard, give wealth
Wealth management is three jobs. Most firms only do the first one.
We handle all three, under one roof and one fiduciary standard — so the pieces of your financial life stop working against each other.
Investment & wealth management
Portfolios and planning built around your goals, your timeline, and your tax situation — not a model that gets copied to every client on the shelf.
Tax, risk & transition
Tax strategy, insurance and liability coverage, and transition planning that keep a market shock, a health event, or a poorly structured sale from undoing decades of work.
Estate, legacy & giving
A plan for where it all goes — to the next generation, to the causes you care about, and on the terms you actually intend.
Who we serve
Built for the people who built the wealth.
Most of our clients are in the decade where the decisions get expensive — concentrated in one asset, one company, or one career, and carrying more complexity than a standard portfolio review can handle.
The business is the balance sheet
You've built real value and it's all in one place. We manage the wealth around it and plan the sale, succession, or handoff before circumstances plan it for you.
See the exit work →Complex comp, concentrated stock
RSUs, options, deferred comp, and a vesting schedule that drives your tax bill. We diversify it deliberately and build the plan for stepping away on your schedule.
Start the 360 Roadmap →Retirement, income & what's next
Ongoing wealth management for households approaching or in retirement — income you won't outlive, tax-aware withdrawals, and an estate plan that matches your wishes.
Book a discovery call →What we manage
Six parts of your financial life, managed as one.
Coordinated in-house and alongside your CPA and attorney — so no one is optimizing a piece of the picture in isolation.
Grow it with a strategy, not a guess
Diversified, cost-aware portfolios managed to your goals — with concentrated positions unwound on a plan.
Know what the number really is
Cash flow, retirement income, and the funding math behind the life you're planning to step into.
Keep more of what you earn and sell
Structure income, equity, and any sale or transfer so the tax bill doesn't surprise you.
Protect the income and the asset
Close the coverage gaps that can undo years of work in a single event — for the family and the business.
Pass it on the way you intend
Coordinate with your attorney so your estate, your beneficiaries, and your giving all say the same thing.
Plan the handoff before you need it
For owners: valuation, readiness, deal structure, and what happens to the proceeds — the specialty we're known for.
Not sure which part needs attention first? That's what the discovery session is for.
Book a discovery call → Owners: take the assessment →A roadmap, not a sales pitch
We start by understanding your situation, not by recommending a product.
As a fiduciary, our only job is your outcome — no products pushed, no jargon, no conflicts buried in the fine print. It all begins with one 60–90 minute discovery session: the 360 Roadmap for individuals, families, and executives, or the Ready Roadmap™ for owners planning an exit.
See where you really stand
A structured review of your wealth, your income, your equity or your business, and your goals — including what it's all actually worth to you.
Get a prioritized roadmap
A clear, written plan across investments, tax, risk, retirement, and estate — sequenced so you know what to do first and why.
We run it, and keep running it
We implement the plan, manage the portfolio, and revisit both as your life, the markets, and the tax code change.
Our specialty — for business owners
Every owner exits.
Few exit on their terms.
For an owner, one event decides what the last thirty years were worth. It's the part of wealth management most firms aren't watching — so it's the part we've built a practice around.
A health event, a divorce, a layoff or forced retirement, a partner dispute, an acquisition or reorg, a downturn, or an offer you're not ready to evaluate. The exit gets decided by circumstances — and you take whatever terms are on the table.
You decide when, to whom, for how much, and what comes next. You negotiate from strength, because you planned from strength — and you walk away on the terms you chose.
You spent years growing it. A planned exit is how you guard it — and the only way you'll get to give it on your terms. Grow, guard, give: the exit decides whether you get all three.
of business owners have no written transition plan.
BEI Business Owner Survey
plan to retire within the next ten years.
Exit Planning Institute
in business wealth changes hands by 2030.
Industry estimate
The owners who plan early are the ones who don't end up in these numbers.
The free workshop
7 Risks Every Business Owner Faces
The wealth you built is exposed in ways most owners never map. Here's what the workshop covers — watch it free, or take the 12-minute assessment to see which apply to you.
Business Valuation Gap
You don't have a current, defensible number for what the business is actually worth.
Owner Dependency Trap
If the business can't run without you, it's worth less — and far harder to leave.
Succession Vacuum
No clear plan for who takes over, or how the handoff actually happens.
Tax Erosion at Exit
A poorly structured sale or transfer can hand a fortune to the IRS — and 2026 changed the rules.
Insurance & Liability Exposure
Gaps in coverage that can undo years of work in a single event.
Personal Financial Readiness
The business may be sale-ready — but is the sale enough to fund the life you're stepping into?
Legacy & Estate Blind Spots
Without a plan, your wishes — and your family — are left to chance.
Which apply to you?
Tap the risks that give you pause. See how many are in play — then get your full Exit Readiness Score.
Tap the risks that give you pause.
Partnering with Guard Legacy has been one of the best decisions I've made for the long-term stability of my business.
Harry SandhuPresident, JPH International
Testimonial from a current client. No compensation was provided. Individual experiences vary and are not a guarantee of future results.
A wealth management firm that plans for the hard year, not just the good ones.
Guard Legacy is a boutique fiduciary wealth management firm in Kirkland, Washington. We manage portfolios and build the planning around them — tax, risk, retirement, estate — and we go deeper than most firms on the transition that decides the outcome: the sale, the succession, the step away.
Co-founders Michael Oskouian and Sam Parail built the firm around a simple idea: the person who spent decades building a business or a career deserves a plan as serious as the work that created it.
Start here
A 60–90 minute discovery session
A focused conversation about where you stand — and the single clearest next step. The 360 Roadmap for individuals, families, and executives; the Ready Roadmap™ for owners. No cost, no obligation.
Book a discovery call →Let's talk about what you've built — and what's next.
Start with a discovery session and leave with a clear view of your whole financial picture. Business owners can begin with the 12-minute Exit Readiness assessment instead.